Small 100s are printed in the note borders. “ONE HUNDRED USA” is printed along the golden quill. “USA 100” is printed around the blank space containing the portrait watermark. “THE UNITED STATES OF AMERICA” is printed on Benjamin Franklin’s jacket collar. Generally speaking, if there is no watermark or the watermark is visible without being held up to the light, the bill is likely a counterfeit. On new $10, $20, $50, and $100 notes, the watermark is a replica of the portrait and is located to the right of the printed image. When evaluating the most recent $5 bill design, hold the note up to light to see three numeral 5s to the left of the portrait and on the right edge in the previous design, the watermark depicts Lincoln’s portrait. WatermarkĪlmost as easy to find as the portrait itself are the watermarks incorporated into denominations of $5 and up. If you’re intimidated by the threat of counterfeits and want to reduce the risk of losing profits due to fraud, consider using a merchant account to cut down on cash transactions and improve the security of credit card payments. In this guide, we’ll walk you through how to detect these fake bills and protect your business from the threat of counterfeit money. There are also a number of tools-like scanners and lamps-designed to detect counterfeit currency. By looking for specific security features on a bill-like the watermark, color-shifting ink, and microprinting-it’s possible to spot a fake quickly. Counterfeiters can sometimes duplicate one or two of these unique characteristics but rarely all of them. The Bureau of Engraving and Printing designs and produces Federal Reserve Notes to include a number of security features. 
The Secret Service seized over $505 million in counterfeit currency in 2020 alone.
Counterfeit money is currency produced by someone other than the government intended to deceive the recipient into believing it is authentic.
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